In-Voluntary Simplicity vs Voluntary Simplicity

Voluntary Simplicity is simple living by choice.  In-Voluntary Simplicity is when simple living is forced upon you due to unemployment, illness,  divorce...  It usually catches you off guard.  Many in this bracket, love their stuff. Love to shop, love all the latest technological gadgets and are not used to saving, or having to pinch pennies. Many have never been to a thrift store or a food bank.  Now what? 

The first thing you have to do is go over your assets -
  • Unemployment
  • WIC
  • child support
  • a part time income
  • recycling cans
I know it doesn't sound real promising does it?  

Now go through your necessary obligations:
  • Home mortgage or rent
  • Car payments
  • Credit cards
  • Utilities
  • Gas
  • FOOD
  • Phone
Everyone has expenses that really are not that necessary and can be cut until things get better, such as the cable, gardeners, the Gym, dry cleaning, Schwans, newspaper, magazine subscriptions,  anything you have taken out of your account automatically.  Contact the company or whoever you gave permission to do this and stop the debits immediately. In some cases, that could save you  $100 or more. For me, it saved me $300.00. When things get better, you will find, that it did not kill you to be without some of these things and you may not want them back! (okay, maybe the cable!)

Next, take inventory of what you have. I write down everything I have in my pantry and my garage freezer. From there I can make a plan of what I need. None of this buying another bottle of ketchup because the one you have in the pantry is behind the big can of pork and beans (and you were too lazy to move things around to find it) That could be another $2.50+ spent on something to eat that you really need.

Go through what you are willing to sell at a garage sale, Craigslist or eBay.

When faced with cutting your own budget, don't get all caught up in what you don't have or what you want. You have a job to do and that is to cut the household budget and learn to live on less. You can really mess your own mind up with that kind of constant negative, "woe is me" thinking.  I always try (doesn't always work) to make it an adventure.  I love the depression era - and I remember what my Mom and Grandmothers shared with me.  So I guess I play this little game with myself.  My Mom used to tell me, when things were tough, that I had  "Pioneer Stock" in me. To dig deep.

So dig deep - renew that pioneer spirit within you and hopefully you'll get that job,  or whatever it is you are looking for,  so you can get back on the right track.

No comments:

Post a Comment