When faced with a drastic cut in pay, (job loss, strike, illness) that first day of trying to get your new budget, all figured out can be overwhelming. I'm not a expert and do not claim to be. I can share what worked for me, in times past. Of course now, at this very moment, I will be re-visiting those times as well, since I have taken a major HIT in my income.
Am I scared?
Not really. I think I will miss being able to "spend" money on those fun extras but I can live without them. I've done it before. As long as we can eat, have a roof over our head and pay for gas in our vehicles to get to work, the rest (Lord-willing) should fall into place. Of course there are always the unexpected expenses. (DMV registrations, vet bills, home repair etc)I'll just deal with them as they come.
My son said to me, that he thinks I do my best when I am confronted with these financial challenges. He would know! As a single parent years ago, raising teen boys, it was NOT easy. But we made it. No one starved. We had a roof over our heads and we even had fun! I even was able to send my first son through college! So I will take it as a compliment. It does get harder the older you get. Especially when you thought, at this stage in your life (I am in my 50's) that I would be closer to those golden years of retirement. My husband and I have agreed to stop using the "R" word for awhile.
So choose not to be a victim. Life happens.
We'll get through this together!
Swagbucks.com - The rewards site that works
Needs picking up but it's home I never see my home this way. From the hill in our backyard. My son took this photo - Cute little h...
always wanted this - I'm getting it this year This has to be my last year of heavy duty improvements and home repair. If I weren&...
We've all seen those gaudy Christmas outdoor displays. You can find at least one in every neighborhood. ...
I found this at Random Facts and wanted to share - 87 Random Facts About . . . Hollywood Movies Originally, the term “mo...
Instead of listing what Home Improvements we didn't do the last 2 years - I want to encourage myself with all that we did. New en...
My town is engulfed in fire. We had to evacuate my step-daughter and while I do believe we are safe for now, I cannot predict this fire...