13 years in our home today
Last week we decided it was time to refi our house. My son had been bugging me about it and I knew it was time. So we applied - got in all the documents needed and Monday the appraiser comes. We locked in a low percentage rate of 2.5%. We are saving approximately $350 a month. Now we are in a better position to make double payments. Already the interest rate for Re-fi's has jumped up to 2.78%.
We'll be here till we die.
My sister and I inherited the place from my mom after she passed. It was paid off. My sister wanted to sell but I liked it so we bought my sister out. I've never regretted it.
We've done a lot to make it ours. We've installed wood floors -
done our share of painting.
I painted the cabinets and redid the kitchen to be retro. All new appliances. Now we have wood countertops.
New carpet in the living area and 1 bedroom.
Installed a new HVAC, new roof, and new windows in the whole house. We had a garden window installed in the kitchen for the cat.
New washer and dryer.
Each spring my California poppies bloom in a big vibrant way.
My dad planted this cedar tree when they first moved here.
It's now the vocal point of our front yard.
And to think we are not done.
We do have the costly stuff out of the way and if we didn't do anything else, it would be okay and I would still love my cozy little home.